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Retirement
Ask Larry: Will Working Part Time Before Filing Reduce My Social Security Benefit Rate?
Ask Larry Economic Security Planning, Inc. Today's Social Security column addresses questions about whether having reduced income before filing will reduce retirement benefit rates, potential effects of pensions based on income not…
Social Security And Medicare Benefit Changes For 2022 And Beyond
Impactful changes Social Security filers face in 2022 and beyond. getty As we kickoff 2022, there are some changes related to Social Security and Medicare that you need to know along with some insight into the future. SOCIAL SECURITY…
Ask Larry: Does My Husband Need To File In 2021 Retroactively To Get The 2022 Social Security COLA?
Ask Larry Economic Security Planning, Inc. Today's Social Security column addresses questions about whether it's necessary to file retroactive to 2021, documenting current and future payments for work performed in the past in regards…
To Gig Or Not To Gig?
By Michael Lubell, Next Avenue Getty Images Roughly three years ago, a journalist friend of mine explained to me that I was transitioning from a full-time employee to a gigger. And I wondered, what the hell is that? He explained…
Should I Pay Off My Mortgage?
If you have a question like this one, send it in. I’ll tackle case studies that have educational value. Asset or liability? getty
“I am anxious to pay off my mortgage since, with the current standard deduction, there is…
Do You Need A ‘Trusted Contact’ To Help Protect You?
Should you have a trusted contact when it comes to your investments? getty Has your financial firm inquired lately about you naming a “trusted contact”? There has been a recent renewed effort by the Financial Industry Regulatory…
Ask Larry: Does A Possible Drop In The 2020 AWI Mean I Should I File Retroactive To 2021?
Ask Larry Economic Security Planning, Inc. Today's Social Security column addresses questions about what effects a potential drop in the 2020 Average Wage Index might have on benefit amounts and timing, survivor's benefits and the…
On The Multi-Employer Pension Bailout, Is Half A Loaf Better Than None?
WASHINGTON, D.C. - APRIL 14: Attendees rally on the West Front of the U.S. Capitol building with ... Teamsters Union retirees who traveled from across the country to voice their opposition to deep cuts to their pension benefits on April…
Ask Larry: Can My Wife Take Social Security Retirement Benefit At 62 And Spousal Benefits Later?
Ask Larry Economic Security Planning, Inc. Today's Social Security column addresses questions about taking early reduced retirement benefits and switching to spousal benefits, moving from a survivor's benefit to a retirement benefit…
Even After Covid, Could Congress Ignore The Long-Term Care Needs Of Older Adults?
MIAMI - JANUARY 06: United HomeCare Services home health aide Wendy Cerrato hugs Olga Socarras ... (Photo by Joe Raedle/Getty Images) Getty Images Is it possible that Congress will do nothing to improve long-term services and supports…